Home loans and mortgages

Mortgage Payoff Calculator

How long will this loan take to repay?

Live estimate

How long to pay off my mortgage?

See when your mortgage is paid off now, and how much sooner a little extra each payday gets you there.

Your mortgage

Loan balance

Repayment

Paid

Interest rate

Per year

A little extra (optional)

Extra each fortnight

One-off lump sum

Paid today

Date of birth (optional)

To show how old you will be when it is paid off. Not stored.

Your estimate

With your extra repayments, mortgage-free

3 years 2 months sooner

Save about $61,700 in interest

Now

Time to repay: 24 years 11 months
Paid off: July 2051
Total interest: $417,874

With extra repayments

Time to repay: 21 years 9 months
Paid off: May 2048
Total interest: $356,142

Your balance over time

Now, and with your extra repayments.

NowWith extra repayments

Assumes the rate and repayments stay the same for the whole loan. Illustrative estimates only, not financial advice - your lender’s figures will differ.