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Home loans and mortgages

Income Calculator

How much take-home income do I need for this loan?

Live estimate

Work out the income a loan needs

Enter the home, the loan and your outgoings to see the take-home income a lender would want to see.

The home and loan

Of the home price

Per year

Years

Your monthly outgoings

Your estimate

Take-home income needed each month

$7,598

Each year

$91,172

Loan repayment

$5,798

On a $1,080,000 loan

Lender buffer

$100

Left over each month

Take-home (after-tax) income. Lenders look for at least $100 a month left over after all debts and expenses. Estimates only - lenders apply their own test rates and expense figures.