Built for the conversation
A useful answer should help someone understand their options and know what to discuss next.
About CalcStudio
White-label financial calculators, built for better client conversations
CalcStudio is a Riverhorse Technologies product that helps advisers, brokers and client-facing businesses explain the numbers clearly, online or in the room.
Product family
Riverhorse Technologies
Designed and operated by Riverhorse
View CalcStudio at Riverhorse TechnologiesCalcStudio
Professional financial calculators for clearer decisions and stronger client conversations.
BrandedEmbeddableMaintained
Our place in Riverhorse
A focused calculator product from a technology company built around useful client outcomes
Riverhorse Technologies Limited designs, owns and operates practical digital products for client-facing businesses. Financial services is its deepest specialism, where a clear illustration can turn a difficult set of numbers into a useful human conversation.
CalcStudio is the financial calculator platform in that product family. It brings professionally built calculator tools, website embeds and business branding into one maintained web experience.
About Riverhorse TechnologiesClear enough to trust
Inputs, assumptions and illustrations stay visible, so the result is easier to explain.
Simple enough to use
Focused tools replace spreadsheet friction with a calm, guided client experience.
One platform, three ways to use it
Use professional calculators without building calculator software
Start with the direct path that suits your business. Run a tool, share a link or add an embeddable calculator to the website you already have.
Use online
Run a calculator in the moment
Open CalcStudio in a client meeting or share a public calculator link so someone can explore the figures in their own time.
Explore the calculatorsEmbed on your website
Add a calculator without rebuilding your site
Use a short embed code to place a loan, mortgage or budgeting calculator inside the page where your visitors already need it.
See how embedding worksWhite-label presentation
Make the experience feel like your business
Add your logo, colours, business details and disclaimer so the calculator belongs naturally in your client journey.
Create a free accountWho it is for
Built for professionals who make the numbers understandable
CalcStudio works best where a client has a financial decision to explore and a trusted professional ready to add context.
Designed in New Zealand for client-facing businesses
Mortgage brokers and advisers
Use loan repayment, offset mortgage, rent vs buy and bank rate comparison tools in New Zealand client conversations.
Financial advisers
Make trade-offs easier to understand with structured scenarios, clear assumptions and client-ready outputs.
Accountants
Give clients a practical starting point for budgeting, debt and cash-flow conversations on your website.
Insurance brokers
Use focused financial tools to add context to wider protection and affordability discussions.
Explore the library
Financial calculator tools you can use today
Loan Repayment Calculator
Estimate repayments and compare the effect of rates and terms.
Offset Mortgage Calculator
Explore how linked savings could change mortgage interest and time.
Rent vs Buy Calculator
Compare the longer-term financial paths of renting and buying.
Debt Consolidation Calculator
Compare current debts with a possible consolidated repayment.
Budget Planner
Bring income and spending together in one practical view.
Bank Rates
Review and compare published New Zealand bank rates.
Common questions
About the platform, embeds and custom calculators
Clear answers for teams comparing a free calculator, a website widget, a white-label tool or a custom build.
What is CalcStudio?+
CalcStudio is a financial calculator platform from Riverhorse Technologies. Businesses can use its calculators online, share them with clients and embed them into an existing website.
Can I embed a mortgage or loan calculator on my website?+
Yes. CalcStudio provides an embeddable calculator snippet for approved websites. You add the short code to the relevant page instead of building and maintaining the calculation software yourself.
Can the calculators use my branding?+
Yes. Your workspace can apply your logo, colours, business details and disclaimer, creating a white-label calculator experience that fits your financial website.
Is CalcStudio free or paid?+
Every calculator currently available on CalcStudio is free to use. Signed-out visitors can try the calculators, and a free account provides unlimited use of the current range. A separate paid calculator range is planned, but its pricing has not been announced.
Can CalcStudio capture leads from a calculator?+
CalcStudio is designed to support useful next steps and better client conversations. Built-in lead capture is not part of the current calculator experience, so an embed can sit beside your existing enquiry or booking form.
Does CalcStudio provide a financial calculator API?+
CalcStudio currently provides supported website embeds rather than a public calculator API. The embed keeps setup simple and lets Riverhorse maintain the calculator experience and calculation logic.
Can Riverhorse build a custom financial calculator?+
If the calculator you need is not in the current library, send the team your idea. Riverhorse can assess the use case and discuss whether it should become part of CalcStudio.
Start with a real calculator
Put better financial tools in front of your clients
Explore the current range for free, or tell the Riverhorse team about the calculator your business needs.